Finance 101


Financial education is something that teenagers will need to know in the future, and even now.

Learning the ins and outs of money is useful in life because there is so much to it.

Budgeting, saving, investing and spending are some of the important aspects about financial education everyone should know about.


Budgeting is important because it helps you manage your finances as best as possible.

Prioritizing the spending part of your budgeting can be a crucial aspect because if you spend too much, you are not helping yourself in the long-run.

You can also avoid overspending which can cause some debt if you are not careful with what you are spending.


Saving your money is a key part of life to achieve your financial goals.

It can help you build different funds like an emergency fund, a down payment for different things when you are older, pay off debt, or even when you have an emergency and need some extra money to help.

Having money saved up can make you feel safe knowing you always have money put away somewhere in the bank.


Investing your money is a great way to be set and not have to worry about being low on cash when you are older and retired. It is a way to grow your money over a long period of time.

You can earn a higher rate at the end than what you started with just by keeping it in a specific account.

There are plenty of ways to invest and some can be risky, so it is very important to do some research and educate yourself to become more informed on your investments.


Spending your money wisely can help you achieve your goals and avoid debt.

By paying close attention to the money you spend, you can prioritize your money on things that are most important to you and your needs.

His idea can also help you not to over spend on products that cause your long-term health or finances not to grow, but instead decrease.

You do not want to live in a period of your life where you regret buying somethings because it was an impulsive decision.

Junior, Hailey Cameron talks about how she uses her knowledge of financial education to help her while she is in high school.

“I try my best to save all the money I can, whether I am successful or not, but I also try not to spend all my money in one spot when I am out with my friends,” spoke Cameron.

All these important aspects to financial education can help you in many ways to achieve your goals down the road.